Legal & General Home Insurance
Legal & General home insurance provides both contents and buildings insurance, as well as extras, including legal cover, as standard.
Additional cover options include holiday and travel cover and personal possessions protection – available for an extra premium.
Legal & General home insurance includes:
Buildings Insurance
- Automatic cover of up to £500,000 for homes containing five bedrooms or less.
- Cover in the event of fire, storm, flood and subsidence, as well as damage caused by theft, vandalism or vehicle damage.
- 24-hr emergency and legal helpline.
- 24-hr Home Emergency Cover. For example, cover will be provided for costs incurred as a result of a burst pipe, along with the cost of labour and parts (up to £150).
- Trace and Access cover - covers the location and repair costs of leaking pipes (up to £5,000).
- Payment Protection - covers your monthly premium for up to one year in case you are unable to work for 30 days or more.
- Special benefits, including discounts on holidays and household appliances.
Contents Insurance
- Cover in the event of fire, theft, storm or flood.
- Lock replacement cover (up to £500)
- Business Equipment cover - covering office equipment and furniture, etc.
- 24-hr Legal and domestic emergency helpline.
- Special Events cover - offers a temporary increase of 10 per cent to your contents sum insured in the both the month before and after a special event such as Christmas.
- Payment protection.
- Automatic cover if contents are removed temporarily, e.g. for students.
Optional Extras
- Family Legal Protection.
- Cover for personal possessions, e.g. money and clothes.