New home insurance service from Swiftcover

A new home insurance service has been launched by Swiftcover to make the quote process quicker and clearer.

Customers will be able to easily choose what they want to cover or not, ensuring people do not pay too much for extras.

James Barclay, home underwriting manager at swiftcover.com, explained how the new service would help homeowners.

Unlike car insurance, consumers do not switch their buildings and contents insurance very often because people feel it's a hassle and because the quote and buying process can be such hard work with certain insurers, he said.

As a result the market has become stagnant, so swiftcover.com wants to shake it up by using the same hassle-free online approach that we pioneered with car insurance, and by proving that switching your home insurance provider is quick, easy and could save you money.

Important factors to consider when calculating what needs to be covered will include the value of contents in garden sheds and also the personal possessions that could be included in a home insurance policy .