Home insurance warning over legal downloads

Fans of music and film should keep track of their collection of downloads, according to one home insurance firm .

According to Virgin Money, the boom in legally accessing entertainment content via the internet could leave people with valuable items which are not covered by their home insurance .

Grant Bather, spokesperson at Virgin Money, said: More people are choosing to download music and films and as such, their computer will have a lot of information on it that if stolen, could be lost forever.

People who have such content saved on their PC should look at taking out a home insurance product which covers the loss of such things, he added.

Last week, Comparethemarket.com warned that people in the UK are losing up to £10 million every year because they do not have a home insurance policy which covers their garden .

According to the firm, more than a quarter of people lack such cover .