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Home insurance warning over garden items

Fri, 03 Oct 2008

UK citizens are losing up to £10 million a year by not having a home insurance policy which offers adequate cover for their gardens, it has been claimed.

Research by Comparethemarket.com reveals that more than a quarter of British household do not have a home insurance policy which covers garden furniture, expensive barbecues and plants.

Jeremy Moll, insurance expert at the price comparison website, said: "It is easy to just focus on possessions within the home, but it's important to remember that household insurance policies can cover garden plants and furniture as well."

Even if money is tight, people should not take risks and make sure they are fully covered by their home insurance policy, he added.

Yesterday, Mike Powell, consultant of general insurance at Defaqto, warned people to make sure they choose home insurance on the basis of the protection it offers and not just the price to make sure they are covered for all eventualities
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