Jewellery owners should review their home insurance cover regularly to make sure that rising precious metal prices do not leave them under-insured, it has been claimed.
Research by Abbey found that 42 per cent of people review their home insurance once a year, but as the price of gold increased by 32 per cent in 2007 alone, this might not be enough.
Lloyd Wilson, head of Abbey Insurance, said: "The number of people who don't think about insurance for their engagement rings and other precious items is quite staggering.
"With the average engagement ring costing around £1,200, it's important to arrange insurance immediately if you're one of the 1.8 million planning to propose this year."
Research by the bank also found that ten per cent of Britons do not have any home contents insurance at all.
Last week, a spokesperson for uSwtich.com suggested that people might want to take photographs of expensive items to help if they ever needed to make a claim on their home insurance.




