Home insurance warning over exotic items

People who own items that are either high-risk or high-value should make sure they are listed on their home insurance policy, one expert has warned.

Darren Black, head of home insurance at Confused.com, explained that any item over £1,000 can be listed separately on a policy, as well as any item that is likely to be the target of thieves, such as a laptop .

However, people should not forget to include some of the stranger items they might posses, the home insurance expert warned.

Whether it is a collection of beautiful jewellery, or something more unusual like a crocodile skull which is priceless to its owner, it is important to take out the right level of home insurance, he said.

Although some items will have more of a sentimental than monetary value, it is still worth protecting them on a home insurance policy, Mr Black added.

Yesterday, More Than Home Insurance warned that there is a 300 per cent increase in house fires on Christmas Day .

The firm warned people to make sure their home insurance is up to date in case they are hit by an incident.