Flood hit Brits urged to keep record for home insurance

Following the recent incidents of flooding across the UK, Britons have been urged to keep a detailed record of incidents for the purposes of a home insurance claim.

Home insurance providers will benefit from as much information as possible, including facts such as the depth of the water and how rapidly the entire event took place, an expert at Ambiental said.

Justin Butler, managing director of the firm, added that information such as the source of the water - whether from the ground, the basement or a nearby river - could be useful when it comes to making a home insurance claim.

All this information is very useful for the insurance companies, he remarked.

It's also very useful for defining the kind of flood mitigation in your case.

The analyst also noted that a comprehensive car insurance policy will cover against incidents of flooding.

Ambiental is a risk management consultancy and environmental engineering specialist, offering flooding risk assessments for commercial entities such as property developers and home insurance companies.