Zurich Insurance points out festive flexibility of its home insurance deals

Zurich Insurance has highlighted how its home insurance policies increase in value around the festive period to take into account the influx of expensive new presents on December 25th.

Traditionally, Christmas Day sees family members exchange expensive gifts with one another, such as new games consoles, stereo systems and televisions.

However, some financial services providers do not adapt to take this factor into account.

Consequently, some people may find that the contents element of their home insurance policy is no longer sufficient after Christmas, meaning they could have to make up the shortfall themselves if they are targeted by burglars.

Zurich Insurance's spokesperson Keith Lewis points out that this should not be an issue for its customers.

Zurich [Insurance] automatically increases their customer's sum insured by £5,000 during December and January to cope with any potential losses, he explained.

Mr Lewis added that the same boosted protection policy comes into force when a policyholder marries a partner.

Consumers concerned about what extras are included on their homeowner's insurance policy may benefit from checking the terms of contract before agreeing to a home insurance deal.