Home insurance can cover Easter Egg disasters

Around 50 per cent of accidental damage in homes is caused by rampaging kids, reveals a home insurance provider.

According to AA insurance, the risks of damage soar at Easter time when crazy children combine with sticky melting chocolate eggs.

One of the most common ways children wreck havoc on a household is by smearing food such as chocolate eggs over soft furnishing. Other popular forms of destructive behaviour include drawing on walls and furniture or breaking windows .

A more reckless one in 20 children have caused an accidental fire, whereas breaking family heirlooms, peeling off wallpaper and blocking drains with toys are more usual offences.

A good home insurance policy that covers accidental damage will help provide some reassurance to parents when they set their children lose on an Easter Egg hunt this weekend.

Many insurance providers could offer suitable insurance packages and AA insurance has just released its own aptly named Sticky Fingers insurance cover, aimed at stressed-out parents.

The survey also revealed that boys are more destructive that girls, with Scottish boys being the worst. And tots under the age of three present the most danger to households, being responsible for over two-thirds of accidental damage.