Home insurance could protect against Bonfire Night mishaps

Churchill Home Insurance has warned Britons to protect themselves against seeing their money go up in smoke this Bonfire Night.

With nearly two million British homes and cars damaged as a result of fireworks going astray, the home insurance provider is urging people to take out adequate insurance ahead of November 5th.

This is after Churchill found that even though more than four million people have been hurt by fireworks, a third still take no safety precautions at all when handling fireworks.

The home insurance provider found that one in five Britons plan to have pyrotechnics displays in their garden this Bonfire Night, with obviously increased potential for damage to property, according to Martin Scott, head of home insurance at Churchill.

He points out that personal safety is a major issue for hosts of these parties, even though many do not realise they could be held legally responsible if a stray firework injures a guest.

Mr Scott adds that taking necessary safety precautions could significantly reduce the risk.

The Churchill Home Insurance Contents Policy provides cover of up to £1,000,000 for such eventualities should the unthinkable happen, he says.

Home insurance and home contents insurance claims average a total of £587, the home insurance provider revealed.