Information: Money saving tips

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Money Saving Tips

We hope the following money saving tips are useful for finding cheap home insurance:

• It is possible to reduce your home insurance premiums without cutting back on the cover. We recommend you always get at least 5 quotes and compare what each policy has to offer you.
  
  
• You can also call you insurance company or your local neighbourhood watch scheme and they will send you a list of things to do to make your house more secure.
  
  
• You should fit locks to all windows and level 5 (BS3621) mortise deadlocks locks to the doors. Most insurance companies will give you up to 10% off your contents insurance if you have these kind of locks fitted.
  

  
  

• You can also have an alarm fitted by a recognised alarm fitter, which your insurance company can recommend, and again this can give you up to 10% of your policy.
  
  
• Become a member of the local neighbourhood watch scheme.
  
  
• If you apply online you will normally get a discount of around 5%.
  
  
• Some company offer extra benefits to over 50 such as Saga, which we recommend.
  
  
• Mark your property with your postcode and make a list of valuables, noting the serial numbers of electronic appliances.
  
  
• We then recommend that you go outside, take your keys, and leave the house as if you were going out. Then look at the house though a burglar’s eyes – are there places where they could break in unseen? Have you fitted strong locks on your doors and windows? Would they have to make a lot of noise by breaking glass?
  
• Once you have taken the above steps make sure you contact your insurance company so they can reduce your policy accordingly.
  
  
  

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